By Jeff Field | Published March 3, 2025 | Posted in Chapter 13 | Tagged Tags: Income, repayment, secured debt | Leave a comment
Can You Complete Your Chapter 13 Repayment Plan Ahead of Schedule?
Chapter 13 bankruptcy allows individuals to reorganize their debts and create a repayment plan that lasts three or five years. One key benefit is that it gives filers the chance to keep their homes while paying down what they owe to creditors. As long as they abide by the schedule set forth by the court, Read More
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Advantages of Using Secured Debt “Cram Downs” in Chapter 13
For individuals struggling with overwhelming debt, Chapter 13 bankruptcy offers a path to financial rehabilitation, giving them protection from creditors while they pay off a reduced portion of their unsecured debt over time. Secured debts still need to be repaid, but there is a powerful tool known as a “cram down” that can offer relief Read More
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Using Chapter 13 Lien Stripping to Reduce Secured Debt
One of the chief benefits of a Chapter 13 bankruptcy is the ability to shield your home from mortgage foreclosure. But what if you have a second or third mortgage or a home equity lien on the same property? Through a process known as lien stripping, you may be able to reduce or eliminate those Read More
Read MoreHow Georgia Bankruptcy Filers Can “Cram Down” Secured Debts
People in financial straits sometimes opt for a Chapter 13 bankruptcy, which lets them keep their property while they pay off either all or a reduced portion of their debt over time. Although it affords some relief, a Chapter 13 plan still puts pressure on debtors to repay. However, there is a way for them Read More
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