By Jeff Field | Published June 8, 2026 | Posted in Bankruptcy | Tagged Tags: bankruptcy, credit, debt | Leave a comment
How Secured Credit Cards Assist With Post-Bankruptcy Rebuilding
Many people who complete a personal bankruptcy filing feel anxious about taking on additional debts. They do not want to risk accruing more financial obligations than they can pay, and an aversion to new lines of credit is relatively common among recent bankruptcy filers. However, secured lines of credit can be invaluable for those trying Read More
Read More
What if a Chapter 7 Trustee Questions Property Disclosures?
In most Chapter 7 bankruptcy cases, the court-appointed trustee’s role is relatively straightforward. The trustee reviews the filer’s financial disclosures, oversees the creditor meeting and determines whether any non-exempt assets may need to be liquidated. However, when questions arise about the accuracy or completeness of the paperwork submitted to the court, the trustee might take Read More
Read More
How Creditors Learn About a Debtor’s Bankruptcy Filing
When a person files for bankruptcy, creditors must receive notice of the case so they can comply with the law and protect their own legal rights. If they are unaware of the proceeding, creditors may continue collection activity in violation of the automatic stay and lose the opportunity to challenge the discharge of certain debts. Read More
Read More
What People Often Misunderstand About Chapter 13 Repayment Plans
Many people misunderstand the purpose and structure of a Chapter 13 bankruptcy repayment plan. Confusion about this method of debt relief might deter them from filing for bankruptcy because they believe that a Chapter 13 filing will leave them in financial distress for years. The mistaken notion that relief only comes at the end of Read More
Read More
Repeated Bankruptcy Filings Can Limit Automatic Stay Protections
The automatic stay is one of the most powerful protections in bankruptcy. It typically takes effect immediately upon filing and stops most collection activity, including lawsuits, foreclosure actions and repossessions. For many filers, it provides immediate relief from creditor pressure. That protection is not unlimited, however. When someone files multiple bankruptcy cases within a short Read More
Read More
Is Home Equity at Risk in a Chapter 7 Bankruptcy?
A Chapter 7 bankruptcy is sometimes referred to as a liquidation because the court-appointed trustee has the power to sell a petitioner’s non-exempt assets to repay their creditors. That label tends to scare many homeowners who assume they will automatically lose their homes and the equity they have built. In reality, whether someone’s home equity Read More
Read More
Can Personal Bankruptcy Prevent an Imminent Vehicle Repossession?
Repossession is always a risk when someone falls behind on the payments for their vehicle. Depending upon the terms of the purchase agreement, even a single missed payment can potentially spark immediate collection action. If someone knows that they’re in danger of losing their car or truck, they might wonder if filing for bankruptcy will Read More
Read More
Is It Possible to Qualify Under the Chapter 7 Means Test Even if You Have a High Income?
People who struggle with debt despite earning a higher-than-average income sometimes are told that they cannot file for Chapter 7 bankruptcy because they make too much. Indeed, the means test is used in Chapter7 proceedings to ensure that debt discharge only is granted to those who really need that type of relief. While the first Read More
Read More
How Merchant Cash Advance Transactions Are Treated in Business Bankruptcies
Running a small business is tough. Even very successful operations have times where revenue is not sufficient to meet financial obligations. Though the terms can be onerous, it is not surprising that many retailers and other companies turn to merchant cash advances when they need a quick monetary infusion. In these arrangements, the business receives Read More
Read More
Nontraditional Households Can Complicate Chapter 13 Analyses
Old television shows and films often portrayed American homes as consisting only of parents and their minor children. In truth, there have always been households that included grandparents, aunts, uncles, stepchildren and others who were not part of the traditional nuclear family. Now, more attention is given to the “modern family” that has countless variants. Read More
Read More
-
5.0/5.0Great experience from start to finish. The process was smooth and stress-free, and Ms. Connie was amazing throughout—very helpful, professional, and supportive. I truly appreciate all the guidance and would highly recommend this firm.
-
5.0/5.0
I'm just finishing up 5 years of bankruptcy, and I honestly don't know how I would've done it without this Group. Everyone was super professional every time I reached out with questions, and they were always there to answer them. I eve...
-
5.0/5.0
Starting the process of bankruptcy can seem scary. However, working with Jeff Field & Associates made it very easy. They explained everything so clearly and helped my spouse and I, walk through every step of the process. Definitely recommend!
-
5.0/5.0
I highly recommend them the did a great job with my case and made the steps very easy they worked with me every step of the way on completing all my paperwork highly recommended them
-
5.0/5.0
A few months ago, I had to file for bankruptcy, and this team made the whole process so smooth. They answered every single question I had and walked me through everything step by step. Honestly, all I had to do was sit back and let them handle it; Th...
Please fill out the form below and one of our attorneys will contact you.
