By Jeff Field | Published July 13, 2026 | Posted in Bankruptcy | Tagged Tags: loan, repayment, student | Leave a comment
Student Loan Collections Restart: What Borrowers Need to Know
After years of pauses, policy changes and shifting repayment programs, federal student loan collections are fully active again in 2026. This restart places borrowers in jeopardy of wage garnishments, tax refund seizures and aggressive collection efforts. The good news: bankruptcy relief is more accessible than it used to be, especially under the updated Department of Read More
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Adjusting a Chapter 13 Repayment Plan After a Sudden Job Loss
Sometimes, Chapter 13 bankruptcy is referred to as the “wage earner’s plan,” because it enables someone with a steady income to manage their debt load while avoiding harassment from collectors. Of course, nothing is certain in life, so what happens if you lose your job during the middle of your repayment schedule? As part of Read More
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Bipartisan Senate Plan Would Raise Chapter 13 Debt Limit
Inflation, high real estate costs and other factors can increase the amount of debt that someone carries, even if they are earning a steady income. When someone in this position requires assistance to stop creditor harassment, a Chapter 13 repayment plan is often the best solution. Under this program, a debtor is protected against collection Read More
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Court Refuses to Reopen Completed Chapter 13 Bankruptcies After Filers Inadvertently Omitted Personal Injury Claims
Establishing a repayment plan through Chapter 13 bankruptcy is the right path for many Americans who earn a steady income but have been unable to catch up on their financial obligations. In these arrangements, individuals agree to bring down their debts according to a schedule lasting three or five years. Repayment terms are designed based Read More
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Can You Complete Your Chapter 13 Repayment Plan Ahead of Schedule?
Chapter 13 bankruptcy allows individuals to reorganize their debts and create a repayment plan that lasts three or five years. One key benefit is that it gives filers the chance to keep their homes while paying down what they owe to creditors. As long as they abide by the schedule set forth by the court, Read More
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Why Creditors Might Object to Your Chapter 13 Plan
Chapter 13 bankruptcy offers a path for debtors to repay creditors over time and avoid asset liquidation. Although debtors create their own plans and propose them to the court for approval, creditors themselves have a say in the process. They can file objections to a proposed repayment plan that they believe doesn’t treat them fairly Read More
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