By Jeff Field | Published October 5, 2026 | Posted in Debt Collection Relief | Tagged Tags: automatic stay, creditors, personal loans | Leave a comment
Bankruptcy as a Remedy for Wage Garnishment in Georgia
Wage garnishment is a harsh type of debt collection that can begin quickly and with little warning. Suddenly, a portion of your paycheck is diverted to creditors, leaving you struggling to cover basic expenses like rent, utilities and groceries. In Georgia, once a court order is obtained, creditors usually can garnish up to 25 percent Read More
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Bankruptcy and the IRS: What Relief From Income Tax Debt Is Available?
Income tax debt is often one of the most significant financial problems for Georgia consumers, who may struggle with penalties, interest and collection pressure. Bankruptcy can often provide significant relief. However, specific requirements are met for discharge or reorganization to be viable solutions. Tax debt often arises from circumstances outside the debtor’s control, such as Read More
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How Bankruptcy Helps Small Business Owners Facing Personal Liability
For small business owners in Georgia, personal and business finances can easily overlap. Sole proprietors and individuals who sign personal guarantees on business loans are personally responsible for those debts. In some cases, the owner’s assets serve as collateral. When the business suffers financial strain, these liabilities can lead to collection measures and eventually to Read More
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With Georgia Car Repossessions Rising, Bankruptcy Can Be a Lifeline
Car repossessions are surging across Georgia, due to defaults driven by inflation, rising insurance premiums and auto loans issued at historically high interest rates. For many individuals, a car is essential to earning a living, attending to essential needs and caring for loved ones. When monthly payments become unmanageable and the borrower defaults, repossession can Read More
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Comparing Debt Relief Options: How to Choose the Right Path
Georgia consumers facing overwhelming debt should be aware that there’s no single “best” solution. Of the multiple debt-relief options available, each works differently, and the right choice depends on your income, assets and long-term goals. For many people, Chapter 7 offers the fastest and most expedient method of debt relief. It eliminates most unsecured debts, Read More
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What Assets Can You Keep When Filing Bankruptcy in Georgia?
When people think about declaring bankruptcy, they might worry they’ll lose everything to creditors. In reality, there are Georgia laws that exempt much of the property you rely on every day: your home, your car, your household items and your retirement savings. For most Georgians filing a Chapter 7 bankruptcy, these exemptions cover all or Read More
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How Chapter 13 Can Save Your Vehicle and Lower Your Payments
For many Georgia consumers, a car is more than transportation: it’s the key to keeping a job, caring for family and managing daily life. When car payments become unmanageable or repossession feels imminent, Chapter 13 bankruptcy gives you court-supervised protections that can stop repossession while allowing you to reduce interest rates and lower the amount Read More
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Signs You Should Consider Filing for Bankruptcy in Georgia
Financial trouble rarely arrives overnight for Georgia consumers. For most, it builds gradually with missed debt payments, rising loan balances interest and increased collection pressures, until reaching the point where the debtor might need protection from creditors. Recognizing the warning signs early on can help you decide when it’s time to explore bankruptcy options and Read More
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Filing for Bankruptcy Can Stop Wage Garnishments Instantly
Wage garnishment is a legal process that allows a creditor, based on a court judgment, to require your employer to divert a portion of each paycheck to satisfying the debt. Garnishment is often used by credit card companies, medical services providers, personal loan lenders and debt buyers. When part of every paycheck is taken before Read More
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How Gig-Worker Income Is Proved in Bankruptcy
Since the 2020 pandemic dramatically reshuffled the economy, more and more individuals are earning income by performing short-term, flexible on-demand tasks or projects instead of holding traditional long-term jobs. By some estimates, 36 to 40 percent of the U.S. workforce is engaged in freelancing, typically through gig marketplaces or and other online platforms. While gig Read More
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5.0/5.0Great process. Detailed communication provided resources for rebuilding. Would recommend!
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5.0/5.0
I had an excellent experience working with my bankruptcy attorney. From the very beginning, they were professional, knowledgeable, and compassionate. Filing bankruptcy can be overwhelming, but they took the time to explain every step of the process, ...
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5.0/5.0
I had a great experience using Jeff Field and Associates for filing my Bankruptcy. Everyone was very professional and helpful. Connie Adams was so knowledgeable and patient with all of my questions I’m so glad that I chose this law firm and would r...
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5.0/5.0
Great experience from start to finish. The process was smooth and stress-free, and Ms. Connie was amazing throughout—very helpful, professional, and supportive. I truly appreciate all the guidance and would highly recommend this firm.
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5.0/5.0
Great experience from start to finish. The process was smooth and stress-free, and Ms. Connie was amazing throughout—very helpful, professional, and supportive. I truly appreciate all the guidance and would highly recommend this firm.
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