By Jeff Field | Published July 27, 2026 | Posted in Bankruptcy, Chapter 7 | Tagged Tags: debtor, Income, median | Leave a comment
What Georgians Need to Know About Updated Chapter 7 Income Limits
If you are a distressed debtor in Georgia, a recent change in the law may have a positive effect on your eligibility for Chapter 7 bankruptcy protection. Debtors must satisfy a means test, which compares their monthly income to Georgia’s median and looks at their allowed expenses. A debtor who is found to have enough Read More
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How Georgia’s New Homestead Exemption Affects Bankruptcy Strategy
Georgia homeowners considering bankruptcy relief have an important new advantage. A major increase in the state’s homestead exemption should allow more people to keep their homes in Chapter 7 bankruptcy while also improving the outcome for many Chapter 13 filers. A state law that took effect July 1, 2026 more than doubled Georgia’s homestead exemption, Read More
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Student Loan Collections Restart: What Borrowers Need to Know
After years of pauses, policy changes and shifting repayment programs, federal student loan collections are fully active again in 2026. This restart places borrowers in jeopardy of wage garnishments, tax refund seizures and aggressive collection efforts. The good news: bankruptcy relief is more accessible than it used to be, especially under the updated Department of Read More
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How Georgia Homeowners Can Use Bankruptcy to Stop Foreclosure
With foreclosure rates rising across Georgia in 2026, many families are finding themselves in precarious situations. Adjustable rate mortgages are resetting to much higher payments, property taxes are on the rise thanks to higher county assessments and everyday expenses — from groceries to fuel prices — continue to climb. On top of that, layoffs in Read More
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