Although not all creditors can or will garnish your wages, when you owe debt, aggressive creditors can do so. They must follow a specific process, but unscrupulous creditors may take advantage of consumers who are unaware of their rights. Athens Chapter 7 bankruptcy lawyers keep you informed of your rights and protect you along the way.
Wage garnishment occurs when your employer is required to withhold a certain percentage of your wages and pay it directly to your creditor. It is important to note that, in most cases, a creditor cannot garnish your wages unless they have obtained a legal judgment in a competent court of law that finds that you do owe them money.
Even if the creditor has gone through the time and expense of obtaining a court judgment, the percentage of your paycheck that they can garnish is limited. In Georgia, most creditors can only garnish up to 25% of your paycheck. Please be aware that those limits do not apply to garnishments used to satisfy child support back payments, student loans, or unpaid taxes.
Wage garnishments can cause a difficult financial situation to become even worse. If you are struggling to pay your bills already, a wage garnishment can deplete the limited funds that you do have. If your wages are being garnished, Marietta Chapter 7 bankruptcy lawyers with experience helping consumers find debt relief can help you enforce your rights and take appropriate action ― including filing for bankruptcy, which will stop a creditor from garnishing your wages.
Please call Jeff Field and Associates at 404-381-1278 or contact us online to schedule your appointment. We are ready to provide you with the help you need today.
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5.0/5.0Great process. Detailed communication provided resources for rebuilding. Would recommend!
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5.0/5.0
I had an excellent experience working with my bankruptcy attorney. From the very beginning, they were professional, knowledgeable, and compassionate. Filing bankruptcy can be overwhelming, but they took the time to explain every step of the process, ...
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5.0/5.0
I had a great experience using Jeff Field and Associates for filing my Bankruptcy. Everyone was very professional and helpful. Connie Adams was so knowledgeable and patient with all of my questions I’m so glad that I chose this law firm and would r...
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5.0/5.0
Great experience from start to finish. The process was smooth and stress-free, and Ms. Connie was amazing throughout—very helpful, professional, and supportive. I truly appreciate all the guidance and would highly recommend this firm.
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5.0/5.0
I'm just finishing up 5 years of bankruptcy, and I honestly don't know how I would've done it without this Group. Everyone was super professional every time I reached out with questions, and they were always there to answer them. I eve...
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