The real estate and foreclosure crisis has taken an untold toll on the lives of many Georgia residents. Our state has been particularly hard hit and continues to wade through the recovery process. What adds to the difficulty is the number of scam artists who have surfaced trying to take advantage of those who are financially vulnerable. Athens Chapter 13 bankruptcy and loan modification lawyers can help you sort through fact and fiction.
One of the most disturbing scams involves those who take advantage of people seeking a mortgage loan modification. The Federal Trade Commission (FTC) issued a consumer warning to help individuals detect and avoid mortgage assistance relief scams. The report identifies a number of common scams, including:
- Phony counseling or phantom help
- The forensic audit
- Rent to buy schemes
- Bait and switch schemes
All of these scams have the common element of the organizations perpetrating them requesting payment up front before they performed the services they promised. The FTC enacted The Mortgage Assistance Relief Services (MARS) Rule, which makes it illegal for companies to collect fees up front until a homeowner has actually received an offer of relief from his or her lender and accepted it.
If you have received a foreclosure notice or would like to explore the loan modification process, Marietta Chapter 13 bankruptcy lawyers with experience in Georgia loan modifications can make sure that you get the assistance that you need without falling prey to scam artists.
Please call Jeff Field and Associates at 404-381-1278 or contact us online to schedule your appointment. We are ready to provide you with the help you need today.
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5.0/5.0Great experience from start to finish. The process was smooth and stress-free, and Ms. Connie was amazing throughout—very helpful, professional, and supportive. I truly appreciate all the guidance and would highly recommend this firm.
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5.0/5.0
I'm just finishing up 5 years of bankruptcy, and I honestly don't know how I would've done it without this Group. Everyone was super professional every time I reached out with questions, and they were always there to answer them. I eve...
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5.0/5.0
Starting the process of bankruptcy can seem scary. However, working with Jeff Field & Associates made it very easy. They explained everything so clearly and helped my spouse and I, walk through every step of the process. Definitely recommend!
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5.0/5.0
I highly recommend them the did a great job with my case and made the steps very easy they worked with me every step of the way on completing all my paperwork highly recommended them
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5.0/5.0
A few months ago, I had to file for bankruptcy, and this team made the whole process so smooth. They answered every single question I had and walked me through everything step by step. Honestly, all I had to do was sit back and let them handle it; Th...
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