The real estate and foreclosure crisis has taken an untold toll on the lives of many Georgia residents. Our state has been particularly hard hit and continues to wade through the recovery process. What adds to the difficulty is the number of scam artists who have surfaced trying to take advantage of those who are financially vulnerable. Athens Chapter 13 bankruptcy and loan modification lawyers can help you sort through fact and fiction.
One of the most disturbing scams involves those who take advantage of people seeking a mortgage loan modification. The Federal Trade Commission (FTC) issued a consumer warning to help individuals detect and avoid mortgage assistance relief scams. The report identifies a number of common scams, including:
- Phony counseling or phantom help
- The forensic audit
- Rent to buy schemes
- Bait and switch schemes
All of these scams have the common element of the organizations perpetrating them requesting payment up front before they performed the services they promised. The FTC enacted The Mortgage Assistance Relief Services (MARS) Rule, which makes it illegal for companies to collect fees up front until a homeowner has actually received an offer of relief from his or her lender and accepted it.
If you have received a foreclosure notice or would like to explore the loan modification process, Marietta Chapter 13 bankruptcy lawyers with experience in Georgia loan modifications can make sure that you get the assistance that you need without falling prey to scam artists.
Please call Jeff Field and Associates at 404-381-1278 or contact us online to schedule your appointment. We are ready to provide you with the help you need today.
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5.0/5.0Great process. Detailed communication provided resources for rebuilding. Would recommend!
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5.0/5.0
I had an excellent experience working with my bankruptcy attorney. From the very beginning, they were professional, knowledgeable, and compassionate. Filing bankruptcy can be overwhelming, but they took the time to explain every step of the process, ...
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5.0/5.0
I had a great experience using Jeff Field and Associates for filing my Bankruptcy. Everyone was very professional and helpful. Connie Adams was so knowledgeable and patient with all of my questions I’m so glad that I chose this law firm and would r...
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5.0/5.0
Great experience from start to finish. The process was smooth and stress-free, and Ms. Connie was amazing throughout—very helpful, professional, and supportive. I truly appreciate all the guidance and would highly recommend this firm.
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5.0/5.0
I'm just finishing up 5 years of bankruptcy, and I honestly don't know how I would've done it without this Group. Everyone was super professional every time I reached out with questions, and they were always there to answer them. I eve...
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